Valuation: Mortgage Valuations

Advises the lender of the value of a property and of any characteristics of the property including significant defects which might affect its value as security for the proposed loan.

Service Overview

Once an applicant requests a loan from a financial institution/bank for a mortgage, the lender may carry out a mortgage valuation through a professional valuer to check (usually 10 to 20 minutes in length inspection) the property is worth what the applicant is planning to pay back. This mortgage valuation is basically for the benefit of the bank limiting only provides information to understand whether the property will act as viable security for the loan. Further, the mortgage lender will need to have a valuation for a remortgage, to check the property is worth what as on the application.

In general practice, our professional valuer will usually have visited the subject security/property to have a short and summarized report (in style and is usually only 4 to 8 pages in length) using recent sales data if required, driving past property databases. It is known that not all lenders provide a copy of the valuation report or an extract from it to their loan applicant.

In most cases, the valuation for mortgage purposes is subject to a limited photographic visit and mostly mirrors factors that are well-thought-out so important that they may disturb value the mortgagor and those condition of a property is well-thought-out and reflected in the valuation report prepared by our professional valuer.

Who Need This Service?

Lending institutions, Lawyers, Individuals who apply for loans, government.

When they Need This Service?

  • When an individual applies for a loan and submits an asset as security.
  • When a person decides to apply for a loan wants to know the value of an asset.
  • When remortgaging an asset.

01. Avoids all complexity

Avoids all complexity surrounding the value and security of the loan.

02. Truthful platform to negotiate

Creates a trustworthy and truthful platform to negotiate.

03. Information on the eligibility

Provides information on the eligibility of a remortgage.

04. To have transparent discussions

Able to have transparent discussions between the borrower and the lender as the valuation is done by an independent institution.

We are trusted by more than 3600+ clients.

Our customers are the lifeblood of our business. Therefor we always make sure we maintain an on-going and regular dialogue with all customers and servicing each type of client appropriately while providing a quality service.

Want to have a professional project? Let’s talk about it.

Our office is on Purana Road, Wattegedara, Maharagama, Sri Lanka. We like the miracle of flight and video calls so we work with clients all over the world.

We’re here to help and answer any question you might have. We look forward to hearing from you. Choose the appropriate category from the menu and your request will be directed to the right person.

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